/* --------------------------------------------------------------------------
   Why Homeowners — Home comp y 2510–3266 (#151747): kicker, 40px heading,
   18/30 lead, two columns of items (42px raised icon tile, 16px bold lead,
   14/22 detail); 389×520 team photo right with a 194×108 lime "5" badge
   overhanging its lower-left corner.
   -------------------------------------------------------------------------- */

.why-homeowners {
    background-color: var(--color-navy);
    background-image: none;
}

.why-homeowners__inner {
    display: grid;
    grid-template-columns: minmax(0, 700px) 389px;
    justify-content: space-between;
    align-items: center;
    gap: 56px;
    padding-top: 88px;
    padding-bottom: 96px;
}

.why-homeowners__kicker { margin-bottom: 14px; }
.why-homeowners__title { max-width: 620px; line-height: 42px; }
.why-homeowners__title-brand { color: var(--color-lime); white-space: nowrap; }
.why-homeowners__intro { margin-top: 12px; }

.why-homeowners__list {
    display: grid;
    grid-template-columns: repeat(2, minmax(0, 1fr));
    gap: 30px 36px;
    margin: 36px 0 0;
    padding: 0;
    list-style: none;
}

.why-homeowners__item { display: flex; gap: 14px; }

.why-homeowners__icon {
    display: inline-flex;
    flex: none;
    align-items: center;
    justify-content: center;
    width: 42px;
    height: 42px;
    border-radius: 9px;
    background-color: var(--color-navy-raised);
    color: var(--color-lime);
}

.why-homeowners__item-title {
    display: block;
    font-size: 16px;
    font-weight: 700;
    line-height: 26px;
    color: var(--color-white);
}

.why-homeowners__item-text {
    display: block;
    margin-top: 2px;
    font-size: 14px;
    line-height: 22px;
    color: var(--color-lavender);
}

.why-homeowners__stats {
    display: grid;
    grid-template-columns: repeat(4, minmax(0, 1fr));
    gap: 16px;
    margin: 36px 0 0;
    padding-top: 26px;
    border-top: 1px solid var(--color-navy-border);
}

.why-homeowners__stat-value { font-size: 24px; font-weight: 700; line-height: 1.2; color: var(--color-lime); }
.why-homeowners__stat-label { margin: 4px 0 0; font-size: 12px; font-weight: 500; letter-spacing: 0.02em; color: var(--color-lavender); }

.why-homeowners__media { position: relative; }

.why-homeowners__photo {
    display: block;
    width: 100%;
    height: 520px;
    border-radius: var(--radius);
    object-fit: cover;
    object-position: 50% 50%;
}

.why-homeowners__badge {
    position: absolute;
    left: -39px;
    bottom: 38px;
    min-width: 214px;
    margin: 0;
    padding: 18px 24px 20px;
    border: 1px solid #5C9E26;
    border-radius: var(--radius);
    background-color: var(--color-lime);
    box-shadow: 0 14px 34px rgba(4, 19, 75, 0.45);
    color: var(--color-ink);
}

.why-homeowners__badge-kicker { display: block; font-size: 12px; font-weight: 700; letter-spacing: 0.08em; text-transform: uppercase; }
.why-homeowners__badge-value { display: block; margin-top: 4px; font-family: var(--font-display); font-size: 60px; line-height: 1; letter-spacing: -0.01em; }
.why-homeowners__badge-text { display: block; margin-top: 8px; max-width: 170px; font-size: 11px; font-weight: 500; line-height: 15px; letter-spacing: 0.02em; }

@media (max-width: 1199.98px) {
    .why-homeowners__inner { grid-template-columns: minmax(0, 1fr) 340px; }
}

@media (max-width: 991.98px) {
    .why-homeowners__inner { grid-template-columns: minmax(0, 1fr); padding-top: var(--section-y); padding-bottom: var(--section-y); }
    .why-homeowners__media { max-width: 420px; margin-left: 40px; }
    .why-homeowners__stats { grid-template-columns: repeat(2, minmax(0, 1fr)); }
}

@media (max-width: 575.98px) {
    .why-homeowners__list { grid-template-columns: minmax(0, 1fr); }
    .why-homeowners__media { margin-left: 24px; }
    .why-homeowners__photo { height: 420px; }
    .why-homeowners__badge { left: -24px; }
}